Today I went to the bank and got a certified check for the payoff amount on my house. I mailed it and there went my very last payment to CitiMortgage. Of course, that wasn't the original bank that gave me a mortgage. It's changed hands many times over the last twenty years.
This won't really change my finances since next month I'll start saving for the fall tuition bill. Even so, it's a huge milestone in my life. This house that has sheltered us for so many years is now safe from foreclosure and financial storms. This is where my son has lived his entire life and where someday he may visit with his children.
There are improvements that need making; more attic insulation and replacement basement windows. There are also dreams to consider; wood burning stove, privacy fence, and serious solar panels.
For today: I'm happy.