I've decided to make January an experimental month of buying only essentials. That means no eating out, no pop (ack! caffeine withdrawal), no clothes, no books...I'm curious to see how well we handle voluntary cutbacks. Dairy products and fresh vegetables (both essential to me) should be the majority of grocery costs. Pet food and cat litter, gas for the car, utilities, mortgage and credit card bills (oh the shame!) will make up the budget. Car insurance is paid up for the next six months and the LP for the furnace is prepaid.
Of course the kitchen floor is a previous obligation that I can't back out of since the materials are in and waiting for the contractor's schedule.
Updates will be posted.